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The joys of travel have no bounds. You get to be in a new place,
explore new things and see a world different than the one you live in. At times like these, you do not expect things to go wrong.
Do you? Well, you cannot control your situation, and things that have to happen will happen, including on your
precious...
holiday trip. Be it for business or a holiday travel, international travel insurance is one thing that you
can rely on, during an unexpected event on your foreign trip.
Ideally, you need to apply for overseas travel insurance before you plan to travel to an international destination. This
means that you would be covered for any unexpected events like loss of passport, missed connections, loss of baggage or a
hotel emergency during your trip.
So when should you apply for an overseas travel insurance? If you are travelling to Europe, you will need travel insurance
for Schengen visa. This is a pre-requisite and mandatory before you apply for a visit to any of the Schengen regions.
However, this is not the case for travelling to the United States of America. There is no pre-requisite for travel
insurance while applying for a visa. However, you can, and ideally should, apply for overseas travel insurance to the USA
before you head out for your journey. This would cover you during your trip, and you will be able to tackle any unexpected event that may occur.
The same is also applicable for travel to the United Kingdom. You will not be asked for travel insurance during your
visa interview. However, you should buy an international travel insurance, as an emergency occurred during your holiday
will cost you a lot of money. Your travel insurance to the UK should also cover trip cancellation or interruption, Hijack Distress allowance and home-burglary, among other aspects.
Some travel insurance to Canada can also cover pre-existing ailments, however, is subject to medical tests. Also, if
you are buying travel insurance in India, make sure the policy covers medical costs in Canada. Make sure you buy this
before you leave for your holiday as there will be a waiting period for the travel insurance to be issued.
Worries should not mar your holiday. After all, it's best to be prepared than be sorry!
Although there are a host of policies that you can opt for when travelling to a country in the Schengen region, you must ensure that the minimum sun insured in your policy is approx. USD 50,000 or INR 7,65,000/-. Travel insurance is essential in events such as a medical emergency, accident, passport loss, baggage loss etc. Travel insurance can be used for personal and business travel purposes. Travel insurance policies insurances, you have a failsafe in case of any emergence overseas and are not let stranded during emergent situations. There are different policies you can opt for and each very in price and inclusion.
Travel insurance policies can be purchased for up to 180 days ata time and can be extend for another 180 days. You can renew the policy before the expiration date, in fact it is advised to do so. As some insurance providers may not renew the policy once it expires and you will lose all the unclaimed benefits of the same.
It depends. An Indian citizen will get benefit from many favourable travel arrangements with countries around the world and the fee may be waived off. In other circumstances, one will have to pay for the visa.
Yes, if you are travelling overseas for business purposed you are eligible for travel insurance policies. Travel insurance is essential in events such as a medical emergency, accident, passport loss, baggage loss etc. Travel insurance can be used for personal and business travel purposes. Travel insurance policies insurances, you have a failsafe in case of any emergence overseas and are not let stranded during emergent situations. There are different policies you can opt for. Each very in price and inclusion. Some countries have their own specific requirements that need to be fulfilled. Claims can be settles overseas or upon you return to India.
Most insurance service providers issues policies that include benefits that provide claim to their customers in case of loss of baggage and personnel effects. Policy covers loss in cases such as, the baggage has been checked in, baggage is lost when travelling in cab after existing the airport, loss of baggage during lay overs and transfers of airlines. The claims issues will be limited to the sum insured in the policy at the time of purchase. Beware that claims pertaining to baggage and personal effect loss, may not be covered in all policies. So, make sure you read the fine print carefully, before finalising your purchase
Some policies do offer loss of hand bag, the claim benefits may vary from insurance provider to provider. Claims pertaining to loss of hand baggage are valid from the moment you clear air port security and until the completion of your trip. Loss of hand baggage will be treated as a loss of total baggage, check baggage included. And the claims issues will be limited to the sum insured in the policy at the time of purchase. Beware that claims pertaining to hand baggage loss, may not be covered in all policies. So, make sure you read the fine print carefully, before finalising your purchase.
Most insurance providers offer a many mode of payments such as: - Credit Card: All major international credit cards such as Amex, Master and visa cards. - Net Banking: Most National and private banks offer net banking services and can be availed to make online payments. - Debit card: All major international debit cards such as Amex, Master and visa cards.
