Travelling is fun. This may sound like an understatement,
but you know what we mean. This is your time to be carefree, to be out and about exploring
and just finding new places to be. However, there can be some situations that can dampen your holiday spirit.
Imagine falling sick and needing medical attention. Everyone...
knows that medical costs in another country
could hit the roof. While you may have planned for certain contingencies,
medical emergency costs can occur at any given time. One thing that can always
help you at times like these is a travel medical insurance.
The best travel insurance policy safeguards you from the financial losses and the unforeseen problems that you may encounter during a trip.
Selecting the right policy is one of the key factors. Here’s what you need to keep in mind when you take an insurance:
More Coverage: Depending on which country you are travelling, select your international travel insurance policy, which covers the cost of healthcare treatment overseas, the risk of losing your passport, theft of valuables, etc. You can buy travel insurance online that would safeguard you from losses against unexpected expenditure such as medical treatment, loss of baggage, loss of passport, flight interruptions or cancellations, etc. during your trip.
Frequent Flyer’s Delight: For the regular, frequent fliers, who need to travel overseas multiple times in a year, opting for
a Multi-Trip Travel Insurance is a better bet. This is the best travel insurance for frequent flyers as it covers expenses of
multiple trips within the year and saves individuals from paying multiple insurance expenses. It is also convenient, as you do
not have to buy a fresh policy before every trip. Depending on the insurance provider, each of these categories are further
classified into Gold, Silver, Platinum, etc. based on the premium rates and coverage.
Destination Insurance: Consider a few important factors before you select a travel insurance policy, like country, age, and
activity at the destination. The country you are travelling to, the risk and cost factors associated with it, etc. will help
you identify the plan that is best suited for you. Travel insurance to Asian countries is less expensive than the European and
American countries. The policy amount varies on factors like distance, risk factors, medical expenses of that country and such
other parameters. You can check for travel insurances online that will cater to your travel needs.
Activity Insurance: The insurance cover depends on your activity at the destination. If you are visiting for entertainment
activities like sightseeing or shopping, the regular international travel insurance plan is sufficient. However, if you are
planning on adventure activities, you will need to enhance your travel insurance cover with an added cost, since these are not
included in the regular travel policy.
For Everyone: Travel insurance in India is available for all age groups. Senior citizen plans include greater cover for diseases
and hospitalization. Certain policies also safeguard your home back in India, while you are travelling, or offer assistance to
your family at home, etc. at a higher premium. This is when you break the stress of everyday life. Why not insure your travel so
you could leave the stress behind!
Other services to make your travel smooth with us: We offer wide range of services to smoothen your travel. Its time to look at
Forex and Visa services formalities if you have insured yourself.
Fill in the required details of the traveller
Choose your travel insurance from the range of travel insurance
Enter necessary details about your trip
Your desired policy will be issued in no time
In case of an emergency, where you or any policy beneficiary is hospitalized, you must contact the ASP or Assistance Service Provider team of your insurance company. If you are eligible for cashless benefits, they will help you claim the same. You will be reimbursed for all your medical bills, included treatment and physician visits. Please read the policy documents carefully before buying.
In case of an emergency, where you or any policy beneficiary is hospitalized, you must contact the ASP or Assistance Service Provider team of your insurance company. If you are eligible for cashless benefits, they will help you claim the same. You will be reimbursed for all your medical bills, included treatment and physician visits. Please read the policy documents carefully before buying.
Most Policies cover things such as, sports injuries, Mammography, Cancer Screening, Mental disorder, pregnancy related expenses, dental, evacuation, repartition and all other major medical expenses. Please read the policy documents carefully before buying
It is best to carry the policy papers when travelling overseas. Especially, when you elderly parents are travelling by themselves. But in case you or your parents lose the policy documents, the same can be accessed by logging into your online accounts with your respective service provider. If you buy travel insurance for your parents from outside of India, hard copies of the same will be delivered to your parent’s residence in India and you can download and print a signed copy of the same.
All claims will be settled once you upon your return to India. The only exception is in case of financial emergencies. In case of hospitalization most policies and service providers cashless facilities in case of hospitalization. You can contact the ASP departments of your insurance provider and they will assist you with the same. Also, all medical related claims will be settled by the ASP department of your insurance service provider.